Clinikk, a Bengaluru based health-tech start-up launches its path breaking, all-inclusive health subscriptions that will bring down medical cost to zero by integrating health insurance with its high-quality, comprehensive outpatient care delivery model. Clinikk is on a mission to transform healthcare and create health equity for the 600 million Indians who are without proper access to quality primary healthcare in today’s day and age.
With this one of a kind subscription model, Clinikk subscribers can, walk into any of Clinikk’s 18 primary care centers called Clinikk Health Hubs in Bengaluru (16) and Hyderabad (2 inaugral, more coming soon) and avail unlimited, high quality medical care with ease. Clinikk network locations have been mapped to ensure that care is reachable within 15 minutes.
As an industry first, Clinikk offers an all- inclusive plan that offers families unlimited access to out-patient care (OPD) care as well as INR 5 lakh cashless hospitalization insurance cover, for a monthly subscription fee of just INR 500. The insurance cover has been curated specially for Clinikk members by an insurance partner. The subscription also offers Clinikk’s subscribers and their families, round the clock support of their family doctors either virtually or through Clinikk’s tech-enabled care centers. Additionally, the subscribers are also eligible for free diagnostics and medicines prescribed by the doctors.
Clinikk focuses on the “missing middle”- over 600 Million Indians who can neither afford private insurance nor are covered by a corporate plan, but aspire for quality private care. Without access to an outcome focused primary care model as well as adequate health protection, this segment falls under the high risk category, staring at catastrophic medical expenses. Currently Health insurance options offer limited protection, mostly for hospitalizations alone, putting an inordinate amount of burden on out-of-pocket expenses for out-patient care, forming the major chunk of health expenditure.
“Health protection in India is a product side problem because it only focuses on catastrophic medical expenses arising from hospitalization but not on the recurring day to day medical expenses like consulting with a doctor, or getting blood work done,” said Bhavjot Kaur, co-founder and CEO, Clinikk. “Recurring medical expenses are equally impoverishing and therefore a holistic health plan needs to provide financial protection for both catastrophic as well as recurring health problems,” she added.
Clinikk’s one-of-a- kind technology platform assists its Doctors with automated clinical decision support that are embedded into their workflows and ensures that patients get safe, effective, and protocol-based care. A tech-enabled Care Team model also allows Clinikk to deliver essential promotive and preventive care at scale and efficiently.
Further, capitalizing on the national Ayushman Bharat Digital Mission (ABDM) infrastructure, Clinikk will also be able to integrate care data from multiple providers to design personalized care plans for its members to keep them healthy, engaged and help them avoid medical emergencies. This helps improve outcomes and save costs to patients, insurers and the health ecosystem at large.
Clinikk has raised $6.4 Million so far from marquee investors such as MassMutual Ventures, 500 Startups, Times Internet and prominent angels like Kunal Shah, Rohit MA, Rajan Anandan etc. Clinikk is on a mission to build India’s largest, valued-based managed care organization. It is on track to set new standards of healthcare experience by delivering quality primary care and expanding to all major Indian cities by 2023